ZIP 38581

Daycare Centers Near ZIP 38581

4 licensed centers in Bone Cave, TN — verified weekly against the state registry. Filter by age and program type. Free, no signup.

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4 Licensed Centers Near 38581

Bone Cave, TN · Verified from official state registry

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M

Memphis Wonder Years #383

Bone Cave, TN · 38581 · 7789 Lakeview Ave
3 years - 5 years Before & After School Care Cap: 88 Licensed
C

Chattanooga Smart Start Academy #185

Bone Cave, TN · 38581 · 7203 Main St
6 weeks - 12 years Montessori School Cap: 77 Licensed
F

Franklin Kindersmile #195

Bone Cave, TN · 38581 · 4572 Adams Dr
0 months - 5 years Licensed Family Daycare Home Cap: 32 Licensed
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Waitlists are common here. Centers one ZIP code over often have openings sooner — widen the search before you settle.
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B

Bartlett Childcare Academy #205

Bone Cave, TN · 38581 · 5444 Meadow Ln
2 years - 5 years Preschool Program Cap: 100 Licensed

Programs Near 38581 by Age Group

TN licensing requirements and what to expect at each stage

Infant Care

Ages: 0–12 months
1:4 staff ratio required
Avg: $900–$1,600/month
0 centers near 38581

Toddler

Ages: 1–3 years
1:6 staff ratio required
Avg: $700–$1,200/month

Preschool

Ages: 3–5 years
1:10 staff ratio
Avg: $600–$1,100/month
2 centers near 38581

School-Age

Ages: 5+ years
Before/after school
Avg: $300–$700/month
Free Money Available

Childcare Subsidies Near 38581

TN participates in CCAP — families near 38581 may get up to 90% of childcare costs covered based on income.

Check Your Eligibility →
CCAP / CCDF
Federal block grant — up to 90% coverage
Head Start
Free care for income-eligible families
Dependent Care FSA
Pre-tax savings — up to $5,000/yr
Child Tax Credit
Up to $3,000/year federal credit
State Pre-K
Free half or full-day preschool (4–5 yrs)

Estimate Your Childcare Cost Near 38581

See average daycare costs in TN by age group + estimate how much CCAP can save you.

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Found a center in 38581? Here is what to pack

Bottles, name labels, nap bedding and spare clothes — our checklist by age covers what centers ask you to bring, and what they ask you not to send.

See the checklist →

What to pack for the first day

Contains affiliate links
Waterproof name labels for daycare bottles and containers
Name labels

Dishwasher-safe ones survive daily bottle washing; paper labels peel within a week.

See this one on Amazon → Toddler nap mat with pillow and blanket for daycare
Nap mat or cot sheet

Ask the center first — many supply cots but require your own fitted sheet.

See this one on Amazon → Folded spare toddler clothes for daycare cubby
Spare clothes set

Two full changes per day for potty-training age, one for older kids.

Browse options on Amazon → Spill-proof kids water bottle with straw lid
Labeled water bottle

Most centers ask for one clearly named bottle a child can open alone.

Browse options on Amazon → Insulated kids lunch bag with ice pack
Insulated lunch bag

Needed if the center does not provide meals; look for one that fits an ice pack.

Browse options on Amazon →

As an Amazon Associate we earn from qualifying purchases. Prices are the same for you. Full list by age in our daycare supply checklist.

Finding Daycare Near ZIP 38581 in Bone Cave, TN

ZIP code 38581 has 4 licensed childcare providers registered with TN state authorities — infant care, toddler programs, preschools, and school-age centers. All listings are sourced from official state licensing databases with active permits.

When comparing daycare centers near 38581, focus on: staff-to-child ratio, curriculum approach, safety inspection history, and whether the center accepts CCAP subsidies. Use our 30-point tour checklist before making a decision.

How to Choose Daycare Near 38581

  1. Define your needs — age of child, full-time vs part-time, budget, schedule
  2. Search and shortlist — all 4 licensed centers near 38581 are listed above
  3. Call ahead — confirm openings, subsidy acceptance, and tour availability
  4. Tour at least 3 centers — use our 30-point checklist
  5. Verify license status — confirm on TN's official licensing portal

Related Resources

Frequently Asked Questions — Daycare Near 38581

How many daycare centers are near ZIP code 38581?

There are 4 licensed childcare centers in and around ZIP 38581 in Bone Cave, TN. All hold active state licenses sourced from official TN licensing databases.

What is the average cost of daycare near 38581?

Daycare costs near 38581 in TN: infant care $900–$1,800/month; toddler programs $700–$1,200/month; preschool $600–$1,100/month. CCAP subsidies can reduce costs by 50–90% for eligible families.

Are the daycare centers near 38581 licensed?

Yes — all 4 centers listed for ZIP 38581 hold active TN childcare licenses, sourced directly from the official state licensing database.

Does TN offer childcare subsidies near 38581?

TN participates in the federal CCDF program. Families near 38581 may qualify for CCAP assistance based on income. Visit childcare.gov or your local social services office to apply.

What age groups are served by daycares near 38581?

Centers near 38581 serve: infants (0–12 mo) — 0 centers; toddlers (1–3 yrs); preschool (3–5 yrs) — 2 programs; school-age (5+). Call ahead to confirm openings.

How do I choose the best daycare near 38581?

Visit at least 3 centers near 38581, check staff ratios, safety features, and curriculum. Use our free 30-point checklist at /checklist before enrolling.

What is the staff-to-child ratio at daycares near 38581?

TN requires: 1:4 for infants, 1:6 for toddlers, 1:10 for preschoolers. Always confirm the current ratio before enrolling at any center near 38581.

Are there Head Start programs near ZIP 38581?

Head Start offers free federally-funded programs for income-eligible families. Search 'Head Start' in our directory for 38581 or visit headstart.gov.

Can I tour a daycare near 38581 before enrolling?

Yes — and you should. Call ahead to schedule a tour at any center near 38581. Use our 30-point checklist at /checklist to evaluate each facility.

What documents do I need to enroll in daycare near 38581?

Typical requirements: birth certificate, immunization records, emergency contacts, custody docs if applicable, and proof of income for subsidies. Confirm with each center near 38581.

Nothing available near 38581?

Availability changes fast. Check the ZIP codes next to 38581 — a licensed center nearby may have an opening this month.

Browse nearby ZIP codes →

Last updated: August 25, 2026 · Sourced from TN official childcare licensing database · Privacy Policy

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Childcare Guides for Parents

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Where to get childcare help in Bone Cave (38581)

Free, official channels for finding licensed care, checking quality ratings, and applying for assistance — no account or fee required.

Local CCR&R agency

Child Care Resource & Referral counselors help you find vetted local options.

1-800-424-2246 · Find yours
Dial 2-1-1

United Way's free, confidential line connects you to local childcare, food, and family aid.

Call 211 · 211.org
Head Start (free)

Free early education for income-eligible families and pregnant women.

Find a program
State subsidy

Tennessee Child Care Certificate Program can cover most of your childcare cost by income.

(833) 740-1440 · How to apply
Quality ratings

Check NAEYC accreditation and your state's quality-rating (QRIS) for any provider.

Find quality care
Verify a license

Confirm any provider's current license & inspection record with Tennessee Department of Human Services — Child Care Licensing.

Official license search

Childcare resources

Data and guidance on this page draw on official government and nonprofit sources.

.gov childcare.gov
Office of Child Care — childcare.gov
Federal subsidy & CCDF program info
.gov www.acf.hhs.gov
HHS Administration for Children & Families
Child Care & Development Fund oversight
.gov eclkc.ohs.acf.hhs.gov
Head Start Center Locator (HHS)
Free programs for income-eligible families
www.childcareaware.org
ChildCare Aware of America
Annual cost reports & state data
childcaredeserts.org
Child Care Deserts (Center for American Progress)
Local supply-vs-demand research by county

How this data is sourced. Listings for ZIP 38581 are compiled from official Tennessee Department of Human Services — Child Care Licensing licensing records and cross-checked for current license status — not paid placements or user star-ratings. Rankings never depend on advertising. Provider details change often, so always confirm directly before enrolling. Reviewed by the DaycareHub editorial team · August 2026 · methodology

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