Licensed Daycare in Waterloo, Indiana

Q: What's the average daycare cost in Waterloo?

Statewide averages in Indiana run roughly $970/month for infants and $750/month for preschool. City-specific costs vary — large metros and dense neighborhoods trend higher than rural ZIPs. Use the cost estimator for a closer ballpark.

Q: What staff-to-child ratios apply in Waterloo daycares?

All licensed Indiana centers must meet the state minimum: 1:4 for infants, 1:5 for toddlers, and 1:10 for preschool. NAEYC-accredited centers in Waterloo typically operate below these ceilings.

Q: Are subsidies available for daycare in Waterloo?

Indiana families can apply for Indiana Child Care Development Fund (CCDF) (intake: (800) 299-1627). Federal options like the Child & Dependent Care Tax Credit and a Dependent Care FSA stack on top. See our subsidies guide .

3 licensed daycares in Waterloo, verified weekly. Compare cost, age groups, and Head Start spots in your ZIP — directly from official Indiana licensing records.

Licensed Centers

Infant Spots

$970/mo

Indiana avg infant

1:4

State infant ratio

Childcare costs in Waterloo

ChildCare Aware reports the Indiana average full-time cost at $970/month for infant care and $750/month for preschool. City-level prices in Waterloo vary by ZIP code and program model — Head Start sites are free for eligible families, family daycare homes typically run 10-30% below center rates, and accredited centers run above the average.

The Child & Dependent Care Tax Credit and a Dependent Care FSA ($5,000 max) reduce effective cost regardless of program. Indiana families may also qualify for Indiana Child Care Development Fund (CCDF) (intake: (800) 299-1627).

Full Indiana licensing & cost overview

Quick facts

State regulator: Indiana FSSA — Office of Early Childhood and Out-of-School Learning
Infant ratio: 1:4
Toddler ratio: 1:5
Preschool ratio: 1:10
Avg capacity: 43 kids

ZIP codes covered

46793 3

Program types in Waterloo

Licensed Group Child Care Home

2 centers

Infant Care

1 centers

All Waterloo licensed centers

Page 1 of 1

H Group Care

Happy Days Gary Daycare #168

Waterloo

School Age (5+) Cap 36

T Group Care

Tiny Tots of Fort Wayne #183

Waterloo

School Age (5+) Cap 30

Tap any card to view the full listing including the state license number, capacity, and inspection history when available.

Frequently asked questions from families searching for child care here.

How many licensed daycare centers are in Waterloo, Indiana?

Our directory lists 3 licensed childcare centers in Waterloo, Indiana, sourced from Indiana FSSA — Office of Early Childhood and Out-of-School Learning. All listings hold a current state license at indexing time; verify status directly via the state's lookup tool before enrollment.

What's the average daycare cost in Waterloo?

Statewide averages in Indiana run roughly $970/month for infants and $750/month for preschool. City-specific costs vary — large metros and dense neighborhoods trend higher than rural ZIPs. Use the cost estimator for a closer ballpark.

What staff-to-child ratios apply in Waterloo daycares?

All licensed Indiana centers must meet the state minimum: 1:4 for infants, 1:5 for toddlers, and 1:10 for preschool. NAEYC-accredited centers in Waterloo typically operate below these ceilings.

Are subsidies available for daycare in Waterloo?

Indiana families can apply for Indiana Child Care Development Fund (CCDF) (intake: (800) 299-1627). Federal options like the Child & Dependent Care Tax Credit and a Dependent Care FSA stack on top. See our subsidies guide.

How do I verify a Waterloo daycare's license?

Look up the provider directly in the official Indiana FSSA — Office of Early Childhood and Out-of-School Learning search. License status is the single most important credential to confirm before enrolling.